Credit union · NCUA insured
Express Credit Union Credit Card Rates
Express Credit Union credit cards start at 12.25% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Express Credit Union’s credit card rates compare
Compared with banks and credit unions near Seattle, WA, where Express Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Express Credit Union
12.25%APR
- Up to
- 20.25% APR
VISA Credit Card
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
Express Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Express Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Credit limits based on credit history and ability to repay. Must be 18 years old to apply; may require income verification; ITIN accepted. Rate discounts not eligible on VISA credit cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.25%–20.25% | None | Variable APR. Actual rate may vary based on creditworthiness and terms. Minimum 28-day grace period on purchases. No balance transfer fee and no over limit fee. |
Who can join Express Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.