Credit union · NCUA insured
Expedition Credit Union Credit Card Rates
Expedition Credit Union credit cards start at 12.40% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Expedition Credit Union’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Expedition Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Expedition Credit Union
12.40%APR
Platinum Visa
Lowest rate
NSP Credit Union
7.90%APR
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
Expedition Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Expedition Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Visa
No annual fees. Free balance transfers. No foreign transaction fees. Unlimited 1.5% cash back on purchases. New or existing membership is required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | Introductory 2.99% APR for 12 months. |
| Ongoing | 13.49% | None | Variable rates as low as 13.49% APR. Rates are based upon credit history and other factors. |
Platinum Visa
No annual fees. Free balance transfers. No foreign transaction fees. New or existing membership is required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | Introductory 2.99% APR for 12 months. |
| Ongoing | 12.40% | None | Variable rates as low as 12.40% APR. Rates are based upon credit history and other factors. |
Who can join Expedition Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Those who do not qualify through other categories can join by making a one-time $5 tax-deductible donation to the Expedition Foundation.
Where you live or work
- Persons who live, work, worship, go to school, or do business in Anoka, Dakota, Hennepin, Ramsey, or Washington County, Minnesota are eligible for membership.
Employers and groups
- Employees of Educators Financial Services, Inc. are eligible for membership.
Military, government and schools
- Education Minnesota members and employees are eligible for membership.
- National Education Association Minnesota field service employees in the state of Minnesota are eligible for membership.
- Minnesota school staff and administrators belonging to their state or national organization are eligible for membership.
4 more ways to join
Military, government and schools
- Individuals affiliated with School District 283 of St. Louis Park are eligible for membership.
- St. Louis Park City Employees are eligible for membership.
Family and household
- Anyone related to a current member by blood, adoption, or marriage is eligible regardless of where they live.
- People living in the same household with existing Expedition Credit Union members are eligible for membership.
Cost to join
- A one-time, tax-deductible donation of $5 to the Expedition Foundation.
- A membership share deposit of at least $5 payable to Expedition Credit Union.
Membership information collected October 4, 2026.