Credit union · NCUA insured
evolve Federal Credit Union Credit Card Rates
Top Carrotevolve Federal Credit Union credit cards start at 11.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How evolve Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near El Paso, TX, where evolve Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
evolve Federal Credit Union
11.25%APR
- Up to
- —
Classic Credit Card
Lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
2nd-lowest rate
Security Service Federal Credit Union
11.24%APR
- Up to
- 18.00% APR
evolve Federal Credit Union credit card score
76
Credit card score
Higher than 42% of U.S. banks and credit unions
- Purchase APRPurchase APR11.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where evolve Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
Subject to credit approval. Rates based on credit history and underwriting factors. 2% balance transfer fee applies for each balance transfer requested.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for 6 months on balance transfers done within the first 3 months. 2% balance transfer fee. |
| Ongoing | 11.25% | None | Starting APR as low as 11.25% for well qualified applicants based on credit history and underwriting factors. |
Sources (1)
- evolvefcu.org/credit-cards · captured Oct 16, 2026
Rewards Credit Card
Subject to credit approval. Rates based on credit history and underwriting factors. 2% balance transfer fee applies for each balance transfer requested.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 11.25% | None | Special 6-month introductory rate of 11.25% on purchases made within the first 3 months. |
| Ongoing | 12.00% | None | Starting APR as low as 12.00% for well qualified applicants based on credit history and underwriting factors. Earn 1% cash back on all purchase transactions. |
Sources (1)
- evolvefcu.org/credit-cards · captured Oct 16, 2026
Who can join evolve Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone who works in the Healthcare industry, regardless of job title or job function, is eligible to qualify for a Healthcare membership plan with established direct deposit.
Family and household
- Joint members who do not work in the Healthcare industry can be added to an account, provided the person who qualifies for the healthcare plan is the primary account holder.
Cost to join
- Establishing membership requires opening a savings account with a minimum deposit of $15.
Membership information collected October 5, 2026.