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Credit union · NCUA insured

Estacado Federal Credit Union Credit Card Rates

Estacado Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Estacado Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Hobbs, NM, where Estacado Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Estacado Federal Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Estacado Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Estacado Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Cochran County, Texas are eligible for membership.
  • Individuals who live, work, worship, or attend school in Gaines County, Texas are eligible for membership.
  • Individuals who live, work, worship, or attend school in Lea County, New Mexico are eligible for membership.
  • Individuals who live, work, worship, or attend school in Yoakum County, Texas are eligible for membership.

Military, government and schools

  • In person or online students of New Mexico Junior College or University of the Southwest in Lea County are eligible for membership.

Family and household

  • Individuals who have a family member who already belongs to Estacado Federal Credit Union are eligible for membership.
1 more way to join

Family and household

  • Individuals who live in a household of an existing member are eligible for membership.

Cost to join

  • A $1 one-time membership fee applies.
  • A minimum $25 savings deposit is required to open an account.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Estacado Federal Credit Union overview