Bank · FDIC insured
Enterprise Bank and Trust Credit Card Rates
Enterprise Bank and Trust credit card rates start at 10.99% APR. Rates checked October 16, 2026.
How Enterprise Bank and Trust’s credit card rates compare
Compared with banks and credit unions in Missouri, where Enterprise Bank and Trust has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Enterprise Bank and Trust
– –
No ongoing APR published
Lowest rate
FRB Federal Credit Union
7.50%APR
2nd-lowest rate
MECE Credit Union
7.75%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Non-Rewards Card
For clients seeking a longer introductory APR and balance transfers. Enterprise Bank & Trust Visa Preferred Consumer Credit Cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 billing cycles on purchases and balance transfers. |
| Ongoing | 10.99%–21.99% | None | After that, APR will be 10.99% - 21.99%, based on creditworthiness. This APR will vary with the market based on the Wall Street Journal Prime Rate. |
| Ongoing | 24.99% | None | APR for Cash Advances. This APR will vary with the market based on the Prime Rate. |
Sources (1)
- enterprisebank.com/personal/credit-cards · captured Oct 7, 2026
Visa Rewards Card
For clients seeking an introductory APR and balance transfers. Includes a point-based rewards program (Purchases only). Reward points are not awarded on balance transfers. Enterprise Bank & Trust Visa Preferred Consumer Credit Cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 billing cycles on purchases and balance transfers. |
| Ongoing | 15.49%–23.99% | None | After that, APR will be 15.49% - 23.99%, based on creditworthiness. This APR will vary with the market based on the Wall Street Journal Prime Rate. |
| Ongoing | 24.99% | None | APR for Cash Advances. This APR will vary with the market based on the Prime Rate. |
Sources (1)
- enterprisebank.com/personal/credit-cards · captured Oct 7, 2026
Visa Rewards Plus Card
For clients seeking an introductory APR and balance transfers. Includes an enhanced point-based rewards program(Purchases only). Reward points are not awarded on balance transfers. Enterprise Bank & Trust Visa Preferred Consumer Credit Cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | $50 | Introductory APR for the first 6 billing cycles on purchases and balance transfers. |
| Ongoing | 15.49%–23.99% | $50 | After that, APR will be 15.49% - 23.99%, based on creditworthiness. This APR will vary with the market based on the Wall Street Journal Prime Rate. |
| Ongoing | 24.99% | $50 | APR for Cash Advances. This APR will vary with the market based on the Prime Rate. |
Sources (1)
- enterprisebank.com/personal/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.