Credit union · NCUA insured
Southeast Financial Credit Union Credit Card Rates
Southeast Financial Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Southeast Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Nashville, TN, where Southeast Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southeast Financial Credit Union
12.00%APR
- Up to
- —
Visa Platinum Card
Lowest rate
Heritage South
8.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Outreach FCU
8.90%APR
- Up to
- —
Southeast Financial Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southeast Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Card
Subject to credit approval. Rates subject to change without notice and may vary based on applicant creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.25% | None | 5.25% Intro APR for 6 Months on Purchases and Balance Transfers. No Annual Fee, No Balance Transfer Fee, No Application Fee. |
| Ongoing | 12.00% | None | Standard APR as low as 12.00%. No annual fee, no balance transfer fee, no application fee. |
Sources (2)
All captured Oct 15, 2026
Visa Secured Card
No credit check needed for approval. Fund with 150% of credit limit. Subject to credit approval. Rates subject to change without notice and may vary based on applicant creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate. No application fee, no balance transfer fee, no cash advance fee. |
Sources (2)
All captured Oct 15, 2026
Visa Signature Card
Subject to credit approval. Rates subject to change without notice and may vary based on applicant creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.25% | None | Intro APR for 6 months on purchases and balance transfers. No annual fee, no balance transfer fee, no application fee. |
| Ongoing | 15.25% | None | Standard APR as low as 15.25%. No annual fee, no balance transfer fee, no application fee. |
Sources (2)
All captured Sep 18, 2026
Who can join Southeast Financial Credit Union
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