Credit union · NCUA insured
ENERGY PLUS Credit Card Rates
ENERGY PLUS credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 5, 2026.
How ENERGY PLUS’s credit card rates compare
Compared with banks and credit unions near Indianapolis, IN, where ENERGY PLUS has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
ENERGY PLUS
9.90%APR
- Up to
- 19.90% APR
VISA Credit Card
Lowest rate
Christian Family Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Firefighters Credit Union
8.90%APR
- Up to
- —
ENERGY PLUS credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ENERGY PLUS ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
APR= Annual Percentage Rate. Rate based on overall credit worthiness. Credit Card Rate is not subject to relationship pricing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 6.90% | None | Introductory APR for 6 months. |
| Ongoing | 9.90%–19.90% | None | Annual Percentage Rate For Purchases & Cash A (tiers: 9.90%, 11.90%, or 19.90% APR based on creditworthiness). Credit Card Rate is not subject to relationship pricing. |
Sources (1)
- originscu.org/loan-rates · captured Oct 5, 2026
Who can join ENERGY PLUS
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.