Credit union · NCUA insured
Elevate Credit Union Credit Card Rates
Top CarrotElevate Credit Union credit card rates start at 11.50% APR. Rates checked October 22, 2026.
How Elevate Credit Union’s credit card rates compare
Compared with banks and credit unions near Brigham City, UT-ID, where Elevate Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Elevate Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Goldenwest Credit Union
10.24%APR
- Up to
- 18.00% APR
2nd-lowest rate
Members First Credit Union
11.00%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Must be at least 18 years old, complete an application online or in person, and meet approval requirements based on creditworthiness and other qualifying factors. No annual service charge and no balance transfer service charge.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.99% | None | Introductory rate of 5.99% APR for six billing cycles on approved credit; applies to purchases, balance transfers, and cash advances. |
| Ongoing | 11.50% | None | Variable APR of 11.50% (disclosures note 11.25%) after introductory period for purchases, balance transfers, and cash advances. |
Who can join Elevate Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, worship, or regularly conduct business in Box Elder County, Cache County, or Rich County in Northern Utah are eligible for membership.
Family and household
- Family members of an existing Elevate Credit Union member (including parent, child, spouse/surviving spouse, sibling, grandparent, grandchild, stepparent, stepchild, step-sibling, guardian, foster or adoptive relationship, or partner) are eligible for membership.
Cost to join
- A minimum deposit of $25 is required to secure a share in the credit union upon opening an account.
Membership information collected October 4, 2026.