Credit union · NCUA insured
Education First Credit Union Auto Loan Rates
Top CarrotEducation First Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Education First Credit Union’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where Education First Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Education First Credit Union
5.24%APR
- Terms
- up to 66 months
- Up to
- —
- Discount
- None included
Auto Loan
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Education First Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Education First Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Fixed rate. APRs shown are based on a $25,000 loan with a $130 application fee. Other rates and terms are available.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 5.24% | Model Year 2026-2025 up to 66 months. Fixed rate. Based on a $25,000 loan with a $130 application fee. |
| up to 66 months | 5.99% | Model Year 2021-2019 up to 66 months. Fixed rate. Based on a $25,000 loan with a $130 application fee. |
Sources (3)
All captured Oct 7, 2026
Who can join Education First Credit Union
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