Bank · FDIC insured
Eaton Community Bank CD Rates
A $543.5M bank headquartered in Charlotte, MI, with 7 branches in Michigan.
How Eaton Community Bank’s CD rates compare
Compared with banks and credit unions in Michigan, where Eaton Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Eaton Community Bank
4.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $400
Certificates of Deposit (CD)
Top rate
FreeStar Financial Credit Union
5.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $798
2nd-highest rate
Diversified Members Credit Union
5.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $515
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificates of Deposit (CD)
Up to 4.00%APY · 6 terms
All Certificates of Deposit are insured by the FDIC. Choose terms from 6 months to 5 years. Deposits into or withdrawals from the CD are not eligible until the maturity date. Automatically renews at maturity with a 7 calendar day grace period to withdraw funds without penalty. Early withdrawal penalties may be imposed. Fees could reduce earnings on accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEligible for IRA investment. Early withdrawal penalties may be imposed. Automatically renews at maturity with a 7-day grace period | 3.25% | $161 |
| 12 monthsEligible for IRA investment. Early withdrawal penalties may be imposed. Automatically renews at maturity with a 7-day grace period | 4.00% | $400 |
| 24 monthsEligible for IRA investment. Early withdrawal penalties may be imposed. Automatically renews at maturity with a 7-day grace period | 3.75% | $764 |
| 36 monthsEligible for IRA investment. Early withdrawal penalties may be imposed. Automatically renews at maturity with a 7-day grace period | 2.83% | $873 |
| 48 monthsEligible for IRA investment. Early withdrawal penalties may be imposed. Automatically renews at maturity with a 7-day grace period | 2.73% | $1,138 |
| 60 monthsEligible for IRA investment. Early withdrawal penalties may be imposed. Automatically renews at maturity with a 7-day grace period | 2.63% | $1,386 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.