Bank · FDIC insured
Eaton Community Bank
A $543.5M bank headquartered in Charlotte, MI, with 7 branches in Michigan.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Savings: carrot has not captured enough rates to score this yet. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Eaton Community Bank
- Headquarters
- 236 S Cochran Ave, Charlotte, MI 48813
- FDIC certificate
- 29846 ↗
Branches
7 branches in Michigan
Loading map…
Michigan
7 branches
Lansing area · 6
- Eaton Community BankMain office236 S Cochran Ave, Charlotte, MI 48813Directions
- East Lansing Branch1390 W Lake Lansing Rd, East Lansing, MI 48823Directions
- 307 South Main Branch307 S Main St, Eaton Rapids, MI 48827Directions
- Grand Ledge Branch500 S Clinton St, Grand Ledge, MI 48837Directions
- 103 S Main Branch103 S Main St, Olivet, MI 49076Directions
- Stockbridge Branch122 W Main St, Stockbridge, MI 49285Directions
Grand Rapids area · 1
- 109 S Main Branch109 S Main St, Nashville, MI 49073Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.89% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.23% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.81% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $74 | $81 | — |
- CapitalLeverage ratio12.89%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.23%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.81%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$74Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Eaton Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.