Bank · FDIC insured
Eaton Community Bank Auto Loan Rates
Eaton Community Bank auto loans start at 6.60% APR for a new vehicle and 6.60% for a used one. Rates checked October 16, 2026.
How Eaton Community Bank’s auto loan rates compare
Compared with banks and credit unions near Lansing, MI, where Eaton Community Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Eaton Community Bank
6.60%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
CASE Credit Union
4.14%APR
- Terms
- up to 84 months
2nd-lowest rate
Journey Federal Credit Union
4.49%APR
- Terms
- —
Eaton Community Bank auto loan score
63
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.60%
- Used vehicleUsed6.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eaton Community Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available for new or used cars. APR is based on 730+ credit score and may be higher based on individual credit history. Rate may be reduced by 0.25% when automatic payment is set up at closing from an Eaton Community Bank checking or savings account. Subject to credit approval. Processing fee is $149.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.60% | Rate is as low as 6.60% APR for terms up to 84 months. Monthly payment is $221.22 assuming a $15,000 loan amount. Based on 730+ credit score. Rate may be reduced by 0.25% with automatic payment from an Eaton Community Bank checking or savings account setup at closing. Processing fee is $149. |
Sources (4)
- eaton.bank/Borrow
- eaton.bank/Personal/Borrow/Vehicle-Loans
- eaton.bank/Resources/Informati…Current-Rates/Loan-Rates
- eaton.bank/Personal
All captured Oct 5, 2026
Motorcycles, ATV's, Tractors, Snowmobiles
APR is based on 730+ credit score and may be higher based on individual credit history. Rate may be reduced by 0.25% when automatic payment from an Eaton Community Bank checking or savings account is set up at closing. Processing fee is $149. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 8.21% | Rate is as low as 8.21% APR for terms up to 72 months. Monthly payment is $438.35 assuming a $25,001 loan amount. Based on 730+ credit score. Rate may be reduced by 0.25% with automatic payment from an Eaton Community Bank checking or savings account setup at closing. Processing fee is $149. |
Sources (1)
- eaton.bank/Resources/Informati…Current-Rates/Loan-Rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.