Credit union · NCUA insured
Dynamic Federal Credit Union Auto Loan Rates
Top CarrotDynamic Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Dynamic Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Celina, OH, where Dynamic Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Dynamic Federal Credit Union
5.00%APR
- Terms
- up to 60 months
Vehicle Loans - 2023 through 2026 Models
2nd-lowest rate
Chase
6.24%APR
- Terms
- up to 60 months
3rd-lowest rate
Superior Credit Union
6.25%APR
- Terms
- up to 60 months
Dynamic Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dynamic Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans - 2016 through 2019 Models
Loan application fee applies. APR and term vary based on creditworthiness, collateral, and loan program. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.00% | APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. |
Sources (1)
- dynamicfcu.com/loans/borrow/auto-loans · captured Oct 7, 2026
Vehicle Loans - 2020 through 2022 Models
Loan application fee applies. APR and term vary based on creditworthiness, collateral, and loan program. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. |
| up to 72 months | 5.00% | APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. |
Sources (1)
- dynamicfcu.com/loans/borrow/auto-loans · captured Oct 7, 2026
Vehicle Loans - 2023 through 2026 Models
Loan application fee applies. APR and term vary based on creditworthiness, collateral, and loan program. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. |
| up to 72 months | 5.00% | APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. |
| up to 84 months | 5.00% | APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. |
Sources (1)
- dynamicfcu.com/loans/borrow/auto-loans · captured Oct 7, 2026
Who can join Dynamic Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work, or attend school in, and businesses and other legal entities located in Mercer County, Ohio.
Employers and groups
- Employees of this credit union.
Family and household
- Members of the immediate family or household.
- Spouses of persons who died while within the field of membership of this credit union.
Other ways
- Organizations of such persons.
- Members of record of this credit union as of March 24, 2003, the date of conversion to a community field of membership.
Cost to join
- A $5.00 minimum deposit into a Principal Share savings account is required to establish membership and ownership.
Membership information collected October 5, 2026.