Credit union · NCUA insured
Duke Credit Union Credit Card Rates
Top CarrotDuke Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Duke Credit Union’s credit card rates compare
Compared with banks and credit unions near Greenville, SC, where Duke Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Duke Credit Union
9.90%APR
- Annual fee
- None
VISA Platinum Credit Card
Lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
2nd-lowest rate
Peach State Federal Credit Union
8.90%APR
- Annual fee
- None
Duke Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Duke Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
SECURED / Share Secured VISA Credit Card
Requires a set amount of money down / 115% pledge of the loan amount. Draw on your account to establish credit history; usage reports to credit agencies. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.50% | None | Requires a 115% pledge of the loan amount (set amount of money down). Rate based on member qualifications and creditworthiness. |
VISA Classic Credit Card
No balance transfer fee. No introductory rates on balance transfers; rate based on qualifications and creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–13.90% | None | Rates based on approved credit rating, member qualifications, and creditworthiness. No annual fee. No balance transfer fee. |
VISA Platinum Credit Card
No balance transfer fee. Minimum limit of $5,000 required for 9.90% APR. No introductory rates on balance transfers; rate based on qualifications and creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | 9.90% APR rate requires a minimum limit of $5,000. Rates based on approved credit rating, member qualifications, and creditworthiness. No annual fee. No balance transfer fee. |
Who can join Duke Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Duke affiliated organizations (e.g., Duke Soccer, Duke Swimming) are eligible to join.
Military, government and schools
- Employees of Duke University and Duke University Health System who are paid by Duke University and paid in North Carolina are eligible to join.
- Retirees of Duke University and Duke University Health System are eligible to join.
- Students and alumni of Duke University are eligible to join.
Family and household
- Immediate family members (including spouses, children, siblings, in-laws, parents, aunts/uncles, grandparents/grandchildren/great-grandparents, step/adoptive relations, and surviving spouses) sponsored by an eligible member are eligible to join.
Cost to join
- Membership requires a minimum share deposit of $30.
Membership information collected October 4, 2026.