Credit union · NCUA insured
DOY Federal Credit Union Auto Loan Rates
DOY Federal Credit Union auto loans start at 5.39% APR for a new vehicle. Rates checked October 16, 2026.
How DOY Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Youngstown, OH, where DOY Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
DOY Federal Credit Union
5.39%APR
- Terms
- —
- Up to
- —
- Discount
- None included
New Car Loans
Lowest rate
Credit Union of Ohio
5.19%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
DOY Federal Credit Union auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where DOY Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Lease Buyouts
Lease buyout loans for members to purchase leased vehicle.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Rates starting at 4.99% |
Sources (1)
- doyfcu.com/general-6 · captured Oct 6, 2026
New Car Loans
Rates starting as low as 5.39% for new vehicles. Financing available from 2027 new autos to 2019 pre-owned models.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.39% | Rates starting as low as 5.39% for new vehicles |
Sources (1)
- doyfcu.com/general-6 · captured Oct 6, 2026
Who can join DOY Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retirees of the Diocese of Youngstown.
- Membership is open to parishioners of Catholic churches in the Diocese of Youngstown.
- Membership is open to employees of Mercy Health and its affiliates.
- Membership is open to members and retirees of Local 87 Plumbers and Pipefitters Union.
- Membership is open to former employees and retirees of Cold Metal Products or Wean United.
- Membership is open to physicians and staff of physicians with privileges at Catholic-affiliated medical facilities in the Diocese.
2 more ways to join
Military, government and schools
- Membership is open to students of Catholic or Christian schools in the Diocese of Youngstown.
Family and household
- Membership is open to household family members of DOY members.
Membership information collected October 5, 2026.