Credit union · NCUA insured
DOY Federal Credit Union
A $70.1M credit union headquartered in Youngstown, OH, with 2,078 members and 1 branch in Ohio.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About DOY Federal Credit Union
Headquartered in Youngstown, Ohio, DOY Federal Credit Union is a member-owned financial institution operating for its members rather than outside shareholders.
The credit union specializes in savings, checking, and borrowing, maintaining all mortgage loans in-house rather than selling them on the secondary market.
- Headquarters
- 1500 Gypsy Ln, Youngstown, OH 44505-1832
- NCUA charter
- 20661
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retirees of the Diocese of Youngstown.
- Membership is open to parishioners of Catholic churches in the Diocese of Youngstown.
- Membership is open to employees of Mercy Health and its affiliates.
- Membership is open to members and retirees of Local 87 Plumbers and Pipefitters Union.
- Membership is open to former employees and retirees of Cold Metal Products or Wean United.
- Membership is open to physicians and staff of physicians with privileges at Catholic-affiliated medical facilities in the Diocese.
2 more ways to join
Military, government and schools
- Membership is open to students of Catholic or Christian schools in the Diocese of Youngstown.
Family and household
- Membership is open to household family members of DOY members.
Branches
1 branch in Ohio
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Ohio
1 branch
- DOY Federal Credit Union Main OfficesMain office1500 Gypsy Ln, Youngstown, OH 44505Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.12% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.25% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.76% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $45 | $59 | — |
- CapitalNet worth ratio14.12%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.25%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$45Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of DOY Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.