Bank · FDIC insured
Dollar Savings Direct Savings Rates
Dollar Savings Direct’s best savings rate is 3.35% APY on $10,000, with its Dollar Savings Account. Rates checked October 25, 2026.
How Dollar Savings Direct’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Dollar Savings Direct
3.35%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $335
Dollar Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Dollar Savings Direct savings score
95
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.35%
- $10,000 balance$10,0003.35%
- $100,000 balance$100,0003.35%
- QualifiedQualified3.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dollar Savings Direct ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Dollar Savings Account
3.35%APY
Must be at least 18 years old, a U.S. citizen or Resident Alien with a valid SSN, and have a residential address in the U.S. Linked external U.S. personal checking account required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable APY. Requires $1.00 initial deposit to open; thereafter no minimum deposit required to maintain. No fees or service charges.Any balance | 3.35% | $335 | Variable APY. Requires $1.00 initial deposit to open; thereafter no minimum deposit required to maintain. No fees or service charges. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.