Credit union · NCUA insured
DFCU Financial Credit Card Rates
DFCU Financial credit card rates start at 13.15% APR. Rates checked October 16, 2026.
How DFCU Financial’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where DFCU Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
DFCU Financial
– –
No ongoing APR published
Lowest rate
Construction Federal Credit Union
6.87%APR
2nd-lowest rate
Polish-American FCU
6.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
DFCU Platinum Mastercard
No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.99% | None | 5.99% introductory APR for six months on purchases made within the first 90 days from account opening for new cardholders. |
| Ongoing | 13.15%–18.00% | None | Post-promotional APR for purchases based on creditworthiness when you open your account and varies with the Prime Rate. |
Sources (2)
All captured Oct 16, 2026
Who can join DFCU Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in the designated Florida counties (14-county or 15-county region across Tampa Bay, Central, and Southwest Florida) is eligible for membership.
- Anyone who lives, works, worships, or attends school in Michigan's Lower Peninsula is eligible for membership.
Membership information collected October 5, 2026.