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Credit union · NCUA insured

Desert Rivers Credit Union Credit Card Rates

Top Carrot, Carrot Score 92Top Carrot

Desert Rivers Credit Union credit cards start at 9.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Desert Rivers Credit Union’s credit card rates compare

Compared with banks and credit unions in Utah, where Desert Rivers Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 92

    This credit union’s lowest

    Desert Rivers Credit Union

    9.49%APR

    Annual fee
    None
    Up to
    18.00% APR

    VISA Platinum with Rewards

  • Top Carrot, Carrot Score 91

    Lowest rate

    Ascent Credit Union

    8.71%APR

    Annual fee
    $50
    Up to
    —

    Ascent Credit Union rates

  • Top Carrot, Carrot Score 96

    2nd-lowest rate

    KINGS PEAK CREDIT UNION

    8.74%APR

    Annual fee
    None
    Up to
    —

    KINGS PEAK CREDIT UNION rates

Compare credit card rates near you →

Desert Rivers Credit Union credit card score

87

Credit card score

Higher than 80% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Desert Rivers Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Desert Rivers Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Residents of Grand County are eligible for membership.
  • Residents of Green River City are eligible for membership.
  • Residents of San Juan County are eligible for membership.

Employers and groups

  • Members of the Community Impact Fund Foundation are eligible for membership.

Family and household

  • Immediate family members of existing members are eligible for membership.

Other ways

  • Existing members are eligible to open accounts.

Cost to join

  • Savings/Shares account has a minimum balance of $25.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Desert Rivers Credit Union overview