Credit union · NCUA insured
Delta Schools Federal Credit Union Credit Card Rates
Delta Schools Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Delta Schools Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Francisco, CA, where Delta Schools Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Delta Schools Federal Credit Union
9.90%APR
- Up to
- —
VISA Gold
Lowest rate
San Francisco Federal Credit Union
7.45%APR
- Up to
- 17.99% APR
2nd-lowest rate
Sheet Metal Workers Local 104 Federal Credit Union
7.90%APR
- Up to
- —
Delta Schools Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Delta Schools Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA
No annual fee; no penalty rate increases; 25 day grace period on purchase; no cash advance fees; credit limits up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | — |
VISA Gold
No annual fee; no penalty rate increases; 25 day grace period on purchase; no cash advance fees; credit limits up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | — |
Who can join Delta Schools Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, retirees, students, and student organizations of Antioch Unified School District are eligible for membership.
- Individuals affiliated with Oakley Union Elementary, Brentwood Union, Knightsen Elementary, and Byron Union School Districts are eligible for membership.
Family and household
- Immediate family members of employees/retirees and family members of students of Antioch Unified School District are eligible for membership.
Membership information collected October 5, 2026.