Credit union · NCUA insured
Delta Schools Federal Credit Union CD Rates
Delta Schools Federal Credit Union’s best CD rate is 3.24% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Delta Schools Federal Credit Union’s CD rates compare
Compared with banks and credit unions near San Francisco, CA, where Delta Schools Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Delta Schools Federal Credit Union
3.24%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $161
Certificates
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Delta Schools Federal Credit Union CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo3.24%
- 9–15 months9–15 mo2.83%
- 16–30 months16–30 mo2.73%
- 31–60 months31–60 mo2.62%
- QualifiedQualified3.24%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Delta Schools Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.24%APY · 6 terms
No fee to set up the certificate; early withdrawal penalty may apply if funds are taken out before maturity. Dividends compound monthly, may be transferred, or paid by monthly check.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.24% | $161 |
| 12 months | 2.83% | $283 |
| 24 months | 2.73% | $553 |
| 36 months | 2.52% | $775 |
| 48 months | 2.52% | $1,047 |
| 60 months | 2.62% | $1,380 |
Sources (1)
- deltaschoolsfcu.org/savings-rates · captured Sep 16, 2026
Save to Win
3.24%APY
No fee to set up the certificate; early withdrawal penalty may apply if funds are taken out before maturity. Dividends compound monthly, may be transferred, or paid by monthly check.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.24% | $324 |
Sources (1)
- deltaschoolsfcu.org/savings-rates · captured Sep 16, 2026
Special-purpose accounts
IRA Certificates
Up to 2.73%APY · 5 terms
No fee to set up the certificate; early withdrawal penalty may apply if funds are taken out before maturity. Dividends compound monthly, may be transferred, or paid by monthly check.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.42% | $242 |
| 24 months | 2.73% | $553 |
| 36 months | 2.32% | $712 |
| 48 months | 2.52% | $1,047 |
| 60 months | 2.62% | $1,380 |
Sources (1)
- deltaschoolsfcu.org/savings-rates · captured Sep 16, 2026
Who can join Delta Schools Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, retirees, students, and student organizations of Antioch Unified School District are eligible for membership.
- Individuals affiliated with Oakley Union Elementary, Brentwood Union, Knightsen Elementary, and Byron Union School Districts are eligible for membership.
Family and household
- Immediate family members of employees/retirees and family members of students of Antioch Unified School District are eligible for membership.
Membership information collected October 5, 2026.