Credit union · NCUA insured
DCU Credit Card Rates
DCU credit card rates start at 12.25% APR. Rates checked October 25, 2026.
How DCU’s credit card rates compare
Compared with banks and credit unions nationwide. Ongoing purchase APR, lowest first.
This credit union’s lowest
DCU
– –
- Up to
- —
No ongoing APR published
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Up to
- —
2nd-lowest rate
Rio Grande Valley Credit Union
5.90%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
DCU Visa Platinum
Membership required. Variable rates based on the Prime Rate, determined by creditworthiness at account opening, and can change monthly up to a maximum rate of 18%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.25%–18.00% | None | Lowest APR for purchases is 12.25%. Rates are variable and based on the Prime Rate, determined by creditworthiness at opening, can change monthly. Maximum rate is 18%. $0 annual fee. |
Sources (2)
All captured Oct 25, 2026
DCU Visa Platinum Secured
Membership required. Secured card allowing borrowing against available DCU Primary Savings balance. Variable rates based on the Prime Rate, determined by creditworthiness at account opening, and can change monthly up to a maximum rate of 18%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.25%–18.00% | None | Lowest APR for purchases is 15.25%. Borrow against available DCU Primary Savings balance. Rates are variable and based on the Prime Rate, determined by creditworthiness at opening, can change monthly. Maximum rate is 18%. $0 annual fee. |
Sources (2)
All captured Oct 25, 2026
DCU Visa Signature Cash Rewards
Membership required. Variable rates based on the Prime Rate, determined by creditworthiness at account opening, and can change monthly up to a maximum rate of 18%. Earn 1 point per dollar spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00%–18.00% | None | Lowest APR for purchases is 15.00%. Rates are variable and based on the Prime Rate, determined by creditworthiness at opening, can change monthly. Maximum rate is 18%. $0 annual fee. |
Sources (2)
All captured Oct 25, 2026
Who can join DCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.