Credit union · NCUA insured
Daviess County Teachers Federal Credit Union Credit Card Rates
Daviess County Teachers Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Daviess County Teachers Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Owensboro, KY, where Daviess County Teachers Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Daviess County Teachers Federal Credit Union
9.90%APR
Classic Visa Credit Cards
Lowest rate
Liberty FCU
9.75%APR
3rd-lowest rate
Heritage Credit Union
10.50%APR
Daviess County Teachers Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Daviess County Teachers Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa Credit Cards
$0 Balance Transfer Fee, $0 Cash Advance Fee. 25-day grace period for purchases. Share secured option available to boost credit. Minimum credit balance: $500. A member's rate is determined by a credit report.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | $500 minimum credit balance. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. 25-day grace period for purchases. Rate as low as indicated, determined by credit report. |
Platinum Visa Credit Cards
$0 Balance Transfer Fee, $0 Cash Advance Fee. 25-day grace period for purchases. Minimum credit balance: $5,000. A member's rate is determined by a credit report.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | $5,000 minimum credit balance. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. 25-day grace period for purchases. Rate as low as indicated, determined by credit report. |
Who can join Daviess County Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All employees or volunteers of Mid-America Jet are eligible for membership.
- All employees or volunteers of Owensboro-Daviess County Retired Teachers Association are eligible for membership.
Military, government and schools
- All employees or volunteers of Daviess County Public Schools are eligible for membership.
- All employees or volunteers of Heritage Christian School are eligible for membership.
- All students, employees, or volunteers of Owensboro Community & Technical College (all campuses) are eligible for membership.
Family and household
- Family and household members of individuals meeting membership eligibility criteria are eligible to join.
3 more ways to join
Family and household
- All immediate family or household members of any existing DCTFCU member are eligible for membership.
Other ways
- Persons retired as pensioners or annuitants from the qualifying employers are eligible for membership.
- All spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Membership information collected October 4, 2026.