Credit union · NCUA insured
Daviess County Teachers Federal Credit Union Auto Loan Rates
Daviess County Teachers Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Daviess County Teachers Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Owensboro, KY, where Daviess County Teachers Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Daviess County Teachers Federal Credit Union
5.50%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
Audubon Federal Credit Union
4.75%APR
- Terms
- up to 60 months
- Up to
- 15.25% APR
- Discount
- None included
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Daviess County Teachers Federal Credit Union auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Daviess County Teachers Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 5.50% | — |
Who can join Daviess County Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All employees or volunteers of Mid-America Jet are eligible for membership.
- All employees or volunteers of Owensboro-Daviess County Retired Teachers Association are eligible for membership.
Military, government and schools
- All employees or volunteers of Daviess County Public Schools are eligible for membership.
- All employees or volunteers of Heritage Christian School are eligible for membership.
- All students, employees, or volunteers of Owensboro Community & Technical College (all campuses) are eligible for membership.
Family and household
- Family and household members of individuals meeting membership eligibility criteria are eligible to join.
3 more ways to join
Family and household
- All immediate family or household members of any existing DCTFCU member are eligible for membership.
Other ways
- Persons retired as pensioners or annuitants from the qualifying employers are eligible for membership.
- All spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Membership information collected October 4, 2026.