Credit union · NCUA insured
Cutting Edge FCU Credit Card Rates
Cutting Edge FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Cutting Edge FCU’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where Cutting Edge FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Cutting Edge FCU
9.90%APR
- Annual fee
- $15
- Up to
- 18.00% APR
Visa Credit Card
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Annual fee
- None
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Annual fee
- None
- Up to
- —
Cutting Edge FCU credit card score
81
Credit card score
Higher than 56% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cutting Edge FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Rates are determined by creditworthiness. Finance charges are calculated using a fixed annual percentage rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–18.00% | $15 | Annual fee of $15 is waived for qualifying account packages. Rates determined by creditworthiness and loan term. |
Sources (3)
All captured Oct 3, 2026
Who can join Cutting Edge FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility includes employees of CCI/Speer.
- Eligibility includes employees of participating Workplace Partners through the workplace partnership program.
Family and household
- Eligibility includes family members of employees of CCI/Speer.
Membership information collected October 4, 2026.