Credit union · NCUA insured
CU of Emporia Credit Card Rates
CU of Emporia credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CU of Emporia’s credit card rates compare
Compared with banks and credit unions near Emporia, KS, where CU of Emporia has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CU of Emporia
11.99%APR
VISA Credit Card
2nd-lowest rate
Emporia State Federal Credit Union
12.49%APR
CU of Emporia credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CU of Emporia ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
A Share Savings account is required in order to be eligible for loans. Rate is based on creditworthiness and subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Starting rate; rate based on creditworthiness. No annual fee. Preparation fee of 2% up to $50 applies to unsecured loans. No balance transfer fees. |
Who can join CU of Emporia
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to those living, working, or worshiping in Chase, Coffey, Greenwood, Lyon, Morris, Osage, and Wabaunsee Counties.
Employers and groups
- Open to employees working for a member company.
Family and household
- Open to individuals who have an immediate family member with an account at the credit union.
Cost to join
- A $25 deposit is required to establish a membership account.
Membership information collected October 4, 2026.