Bank · FDIC insured
Crossroads Bank Credit Card Rates
Crossroads Bank doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 16, 2026.
How Crossroads Bank’s credit card rates compare
Compared with banks and credit unions in Texas, where Crossroads Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Crossroads Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Up to
- —
2nd-lowest rate
Rio Grande Valley Credit Union
5.90%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Crossroads Bank Personal Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.90% | None | Travel rewards option available; No-Annual-Fee Option; 25-day grace period |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- crbanktx.com/personal-banking/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.