Bank · FDIC insured
Crossroads Bank
A $380.7M bank headquartered in Yoakum, TX, with 4 branches in Texas.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Crossroads Bank
Founded in 1931 as First State Bank, Crossroads Bank is headquartered in Yoakum, Texas.
The family-owned and managed community bank operates locations in Yoakum, Victoria, Hallettsville, and Moulton.
- Headquarters
- 406 W Grand Ave, Yoakum, TX 77995
- FDIC certificate
- 10709 ↗
Branches
4 branches in Texas
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Texas
4 branches
Yoakum area · 1
- Crossroads BankMain office406 W Grand Ave, Yoakum, TX 77995Directions
Hallettsville area · 1
- Crossroads Bank Branch110 S Main St, Hallettsville, TX 77964Directions
Moulton area · 1
- Moulton Branch201 N Lavaca, Moulton, TX 77975Directions
Victoria area · 1
- Victoria Branch4611 E Airline Rd Ste 100, Victoria, TX 77904Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.64% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.29% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.56% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $62 | $81 | — |
- CapitalLeverage ratio11.64%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.29%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.56%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$62Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Crossroads Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.