Bank · FDIC insured
Cross Bank Savings Rates
Cross Bank’s best savings rate is 1.00% APY, with its Kasasa Saver, with extra requirements. Rates checked October 22, 2026.
How Cross Bank’s savings rates compare
Compared with banks and credit unions near Blytheville, AR, where Cross Bank has the most branches. $10,000, best rate first.
This bank’s best
Cross Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
FM Bank and Trust
3.56%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $356
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Cross Bank savings score
68
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cross Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking; rewards automatically transfer to Kasasa Saver. Limit of 1 Kasasa Saver account per SSN. Available to Arkansas residents for personal use only.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000When qualifications are met on Kasasa Cash or Kasasa Cash Back checking (at least 1 direct deposit or ACH debit transaction, at least 10 debit card purchases post and settle, enrolled in eStatements). | 1.00% | $100 | When qualifications are met on Kasasa Cash or Kasasa Cash Back checking (at least 1 direct deposit or ACH debit transaction, at least 10 debit card purchases post and settle, enrolled in eStatements). |
| Any balanceBase rate earned if qualifications are not met during a monthly qualification cycle. | 0.05% | $5 | Base rate earned if qualifications are not met during a monthly qualification cycle. |
| Over $10,000When qualifications are met on Kasasa Cash or Kasasa Cash Back checking. The portion of balance over $10,000 earns an interest rate of 0.20%, resulting in a range of 1.00% to 0.21% APY depending on balance. | 0.21% | — | When qualifications are met on Kasasa Cash or Kasasa Cash Back checking. The portion of balance over $10,000 earns an interest rate of 0.20%, resulting in a range of 1.00% to 0.21% APY depending on balance. |
Sources (1)
- mycrossbank.com/personal/perso…avings/kasasa-saver.html · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.