Bank · FDIC insured
Cross Bank
A $593.5M bank headquartered in Wynne, AR, with 10 branches in Arkansas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings680.05%1.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Cross Bank
- Headquarters
- 399 Merriman Ave E, Wynne, AR 72396
- FDIC certificate
- 13821 ↗
Branches
10 branches in Arkansas
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Arkansas
10 branches
Blytheville area · 3
- Cross Bank, Blytheville Branch208 N 2nd St, Blytheville, AR 72315Directions
- Manila Branch709 W Fleeman, Manila, AR 72442Directions
- Cross Bank, Osceola Branch750 W Keiser Ave, Osceola, AR 72370Directions
Wynne area · 2
- Cross BankMain office399 Merriman Ave E, Wynne, AR 72396Directions
- North Branch2098 Cross County Bank Boulevard, Wynne, AR 72396Directions
Jonesboro area · 2
- Cross Bank, Jonesboro Branch900 Enterprise Dr, Jonesboro, AR 72401Directions
- Monette Branch301 E Drew Ave, Monette, AR 72447Directions
Brinkley area · 1
- Brinkley Branch302 N Main St, Brinkley, AR 72021Directions
Cherry Valley area · 1
- Cherry Valley Branch3826 Highway 1, Cherry Valley, AR 72324Directions
Hickory Ridge area · 1
- Hickory Ridge Branch108 North Flora, Hickory Ridge, AR 72347Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.45% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.47% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.91% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $99 | $81 | — |
- CapitalLeverage ratio10.45%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.47%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.91%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$99Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Cross Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.