Credit union · NCUA insured
Credit Union of Richmond Credit Card Rates
Credit Union of Richmond credit card rates start at 3.90% APR. Rates checked October 22, 2026.
How Credit Union of Richmond’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where Credit Union of Richmond has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Credit Union of Richmond
– –
- Up to
- —
No ongoing APR published
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Up to
- 16.99% APR
2nd-lowest rate
FirePolice CU
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic VISA Credit Cards
All credit card rates and product types are based on creditworthiness and credit score. Not all borrowers will qualify. No annual fee. No balance transfer fee. No cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 5.90%–6.90% | None | Introductory APR for a period of six billing cycles. Introductory rates only available for new cards, not available to upgrades and existing cards. After that, your APR will be 8.90%-9.90% APR. |
| Ongoing | 9.90%–10.90% | None | Fixed APR. Regular rate. (Note: introductory offer text mentions post-intro APR of 8.90%-9.90%). Low and competitive fixed interest rate on everyday purchase rate. |
Sources (1)
- curich.org/Borrow/Credit-Cards · captured Oct 7, 2026
Gold VISA Credit Cards
All credit card rates and product types are based on creditworthiness and credit score. Not all borrowers will qualify. No annual fee. No balance transfer fee. No cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.90% | None | Introductory APR for a period of six billing cycles. Introductory rates only available for new cards, not available to upgrades and existing cards. After that, your APR will be 8.90% APR. |
| Ongoing | 8.90% | None | Fixed APR. Regular rate applied after introductory period or standard rate. Everyday purchase rate. |
Sources (1)
- curich.org/Borrow/Credit-Cards · captured Oct 7, 2026
Platinum VISA Credit Cards
All credit card rates and product types are based on creditworthiness and credit score. Not all borrowers will qualify. No annual fee. No balance transfer fee. No cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 3.90% | None | Introductory APR for a period of six billing cycles. Introductory rates only available for new cards, not available to upgrades and existing cards. After that, your APR will be 7.90% APR. |
| Ongoing | 7.90% | None | Fixed APR. Regular rate applied after introductory period or standard rate. Lowest everyday purchase rate. |
Sources (1)
- curich.org/Borrow/Credit-Cards · captured Oct 7, 2026
Secured VISA Credit Cards
Option to build or repair credit. All credit card rates and product types are based on creditworthiness and credit score. Not all borrowers will qualify. No annual fee. No balance transfer fee. No cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90%–18.00% | None | Fixed APR. Rate varies based on creditworthiness and credit score. |
Sources (1)
- curich.org/Borrow/Credit-Cards · captured Oct 7, 2026
Who can join Credit Union of Richmond
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.