Credit union · NCUA insured
Credit Union of Richmond CD Rates
Credit Union of Richmond’s best CD rate is 3.03% APY on a 1-year share certificate (CD). Rates checked October 22, 2026.
How Credit Union of Richmond’s CD rates compare
Compared with banks and credit unions near Richmond, VA, where Credit Union of Richmond has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union of Richmond
3.03%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $303
Share Certificate
Top rate
The United Methodist Credit Union
5.00%APY
- Term
- 8 months
- Minimum
- $5,000
- Earns on $10,000
- $331
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.03%APY · 1 term
Dividends compounded and paid quarterly. Early withdrawal penalties apply. Must maintain minimum balance. Requires par value of one share ($5) in membership savings account.
| Term | APY · $500 – $3,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months12 Month Youth Special. Available for share certificate only. For members under age 18. Limit of one per member. Rolls into regular 12-month certificate at maturity. No additional deposits allowed | 3.03% | — | —3.03% $500–$3k | — |
| 12 monthsCentury 12 Month. Available for share certificate only. Dividends compounded and credited quarterly. Automatic renewal. No additional deposits allowed | — | 2.52% | —2.52% from $100k | — |
9 more rates on its site come from an older rate sheet (2023) and aren’t shown as current.
Sources (3)
- curich.org/Rates/Savings-Rates
- curich.org/Save/Certificate-IRA
- curich.org/Documents/Disclosur…ficate-Rate-Schedule.pdf
All captured Sep 19, 2026
Who can join Credit Union of Richmond
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.