Credit union · NCUA insured
Cranberry FCU Auto Loan Rates
Top CarrotCranberry FCU auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How Cranberry FCU’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Cranberry FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cranberry FCU
4.49%APR
- Terms
- up to 65 months
Auto Loans
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Cranberry FCU auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cranberry FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinancing
Refinancing existing auto loans from other lenders. Membership required; open to residents of Plymouth County and nearby areas. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.49% | Model Year 2022 or Newer. Maximum Mileage 50,000. APR as low as 4.49%. Estimated payment per $1,000 is $22.79. |
| up to 65 months | 4.49% | Model Year 2022 or Newer. Maximum Mileage 50,000. APR as low as 4.49%. Estimated payment per $1,000 is $17.35. |
| 66–75 months | 5.49% | Model Year 2022 or Newer. Maximum Mileage 50,000. APR as low as 5.49%. Estimated payment per $1,000 is $15.78. |
| 76–84 months | 5.99% | Model Year 2022 or Newer. Maximum Mileage 50,000. APR as low as 5.99%. Estimated payment per $1,000 is $14.60. |
| up to 65 months | 5.99% | Model Years 2019 - 2021. Maximum Mileage 100,000. APR as low as 5.99%. Estimated payment per $1,000 is $18.05. |
| up to 48 months | 6.99% | Model Years 2017 - 2018. Maximum Mileage 135,000. APR as low as 6.99%. Estimated payment per $1,000 is $23.94. |
Auto Loans
Maximum loan amount $100,000. Membership open to residents of Plymouth County and nearby areas (or those who live, work, or attend school in designated service areas). Loan eligibility may vary based on credit score, income, and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.49% | Model Year 2022 or Newer. Maximum Mileage 50,000. APR as low as 4.49%. Estimated payment per $1,000 is $22.79. |
| up to 65 months | 4.49% | Model Year 2022 or Newer. Maximum Mileage 50,000. APR as low as 4.49%. Estimated payment per $1,000 is $17.35. |
| 66–75 months | 5.49% | Model Year 2022 or Newer. Maximum Mileage 50,000. APR as low as 5.49%. Estimated payment per $1,000 is $15.78. |
| 76–84 months | 5.99% | Model Year 2022 or Newer. Maximum Mileage 50,000. APR as low as 5.99%. Estimated payment per $1,000 is $14.60. |
| up to 65 months | 5.99% | Model Years 2019 - 2021. Maximum Mileage 100,000. APR as low as 5.99%. Estimated payment per $1,000 is $18.05. |
| up to 48 months | 6.99% | Model Years 2017 - 2018. Maximum Mileage 135,000. APR as low as 6.99%. Estimated payment per $1,000 is $23.94. |
Motorcycle Loans
Maximum loan amount $100,000. Membership open to residents of Plymouth County and nearby areas (or those who live, work, or attend school in designated service areas). Loan eligibility may vary based on credit score, income, and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Model Years 2022 or Newer. Maximum Mileage 50,000. APR as low as 4.99%. Estimated payment per $1,000 is $23.02. |
| up to 65 months | 4.99% | Model Years 2022 or Newer. Maximum Mileage 50,000. APR as low as 4.99%. Estimated payment per $1,000 is $17.58. |
| 66–75 months | 5.99% | Model Years 2022 or Newer. Maximum Mileage 50,000. APR as low as 5.99%. Estimated payment per $1,000 is $16.01. |
| 76–84 months | 6.49% | Model Years 2022 or Newer. Maximum Mileage 50,000. APR as low as 6.49%. Estimated payment per $1,000 is $14.84. |
| up to 65 months | 6.49% | Model Years 2019 - 2021. Maximum Mileage 100,000. APR as low as 6.49%. Estimated payment per $1,000 is $18.28. |
| 66–75 months | 6.99% | Model Years 2019 - 2021. Maximum Mileage 100,000. APR as low as 6.99%. Estimated payment per $1,000 is $16.49. |
Sources (1)
- cranberryfcu.org/loan-rates · captured Oct 16, 2026
Who can join Cranberry FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.