Bank · FDIC insured
Craft Bank Credit Card Rates
Craft Bank doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 22, 2026.
How Craft Bank’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where Craft Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Craft Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Faith Connection FCU
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- 17.90% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Card
Craft Bank credit cards are for Craft Bank deposit customers only. Ongoing APR is Prime + 6.99%. 25 day grace period on all purchases (excluding cash advances). Late Fee $25, NSF Fee $25.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Intro Rate of 2.9% for first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- craft.bank/personal/credit-cards · captured Oct 7, 2026
Preferred Points Card
Craft Bank credit cards are for Craft Bank deposit customers only. Ongoing APR is Prime + 11.99%. 25 day grace period on all purchases (excluding cash advances). Late Fee $25, NSF Fee $25.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Intro Rate of 2.9% for first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- craft.bank/personal/credit-cards · captured Oct 7, 2026
World Card
Craft Bank credit cards are for Craft Bank deposit customers only. Ongoing APR is Prime + 11.99%. 25 day grace period on all purchases (excluding cash advances). Late Fee $25, NSF Fee $25. Concierge Service.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Intro Rate of 2.9% for first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- craft.bank/personal/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.