Bank · FDIC insured
Country Bank for Savings Auto Loan Rates
Country Bank for Savings auto loans start at 6.25% APR for a new vehicle and 6.25% for a used one. Rates checked October 15, 2026.
How Country Bank for Savings’s auto loan rates compare
Compared with banks and credit unions near Worcester, MA, where Country Bank for Savings has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Country Bank for Savings
6.25%APR
- Terms
- 12–60 months
- Discount
- None included
Auto Loans
Lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Leominster Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Country Bank for Savings auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew6.25%
- Used vehicleUsed6.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Country Bank for Savings ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Maximum Loan to Value: 95%. Minimum loan: $800. Minimum term: 12 months. Insurance Binders required at closing. Rate discounts are available if payment is automatically deducted from a new or existing Country Bank Perks or Rewards checking account (must be opened prior to closing) or 0.250% rate discount when set up with automatic deduction from checking or savings account. Subject to credit approval. Available for new/used purchases and auto refinance.
| Terms | APR | Conditions |
|---|---|---|
| 12–60 months | 6.25% | Vehicle model years 2025-2027. Max term 60 months. Minimum term 12 months. Minimum loan $800. Monthly payment per $1,000 is $19.45. Rate discounts available with automatic payment deduction from Perks or Rewards checking. |
| 12–72 months | 6.50% | Vehicle model years 2025-2027. Max term 72 months. Minimum term 12 months. Minimum loan $800. Monthly payment per $1,000 is $16.81. Rate discounts available with automatic payment deduction from Perks or Rewards checking. |
| 12–60 months | 6.50% | Vehicle model years 2022-2024. Max term 60 months. Minimum term 12 months. Minimum loan $800. Monthly payment per $1,000 is $19.57. Rate discounts available with automatic payment deduction from Perks or Rewards checking. |
| 12–36 months | 6.25% | Vehicle model years 2021 & older. Max term 36 months. Minimum term 12 months. Minimum loan $800. Monthly payment per $1,000 is $30.54. Rate discounts available with automatic payment deduction from Perks or Rewards checking. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.