Credit union · NCUA insured
COSDEN FCU Auto Loan Rates
COSDEN FCU auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 16, 2026.
How COSDEN FCU’s auto loan rates compare
Compared with banks and credit unions near Big Spring, TX, where COSDEN FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
COSDEN FCU
4.50%APR
New & Used Car Loans
2nd-lowest rate
ALLIANCE Credit Union
4.70%APR
3rd-lowest rate
Complex Community Federal Credit Union
4.70%APR
COSDEN FCU auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where COSDEN FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles, Travel Trailers, and Boat Loans
Starting rates as low as 4.50%. Rate depends on Beacon Score and can increase depending on this score. Rates may vary due to creditworthiness and lending policy.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Starting rates as low as 4.50%. Percentage rate depends on your Beacon Score and can increase depending on this score. |
Sources (1)
- cosden.org/pages/loan-rates.php · captured Oct 16, 2026
New & Used Car Loans
Rate depends on Beacon Score and can increase depending on this score. Rates may vary due to creditworthiness and lending policy.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Starting rate as low as 4.50%. Percentage rate depends on Beacon Score and can increase depending on this score. |
Sources (1)
- cosden.org/pages/loan-rates.php · captured Oct 16, 2026
Refinance & New Vehicle Special
Refinance and current interest rate will be beaten by 2.00%, plus an additional 1.00% off when signing up for all 8 services.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Refinance discount of 2.00% off current interest rate, plus an additional 1.00% off when signing up for all 8 services. Rate as low as 4.99% APR. |
Sources (1)
- cosden.org/main.php · captured Oct 16, 2026
Who can join COSDEN FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.