Credit union · NCUA insured
Corda Credit Union Auto Loan Rates
Top CarrotCorda Credit Union auto loans start at 5.54% APR for a new vehicle and 5.54% for a used one. Rates checked October 16, 2026.
How Corda Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Corda Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Corda Credit Union
5.54%APR
- Terms
- up to 60 months
- Discount
- None included
2024 & Newer Auto Loans
Lowest rate
Collins Community Credit Union
4.14%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
AIM Credit Union
4.54%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Corda Credit Union auto loan score
72
Auto loan score
Higher than 30% of U.S. banks and credit unions
- New vehicleNew5.54%
- Used vehicleUsed5.54%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Corda Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2016 & Older Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.34% | Up to 48 months. 2016 and older models. |
| up to 60 months | 8.44% | 60 months (or up to 60 months). 2016 and older models. |
2017 Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.24% | Up to 48 months. Model year 2017. |
| up to 60 months | 6.34% | 60 months (or up to 60 months). Model year 2017. |
| up to 66 months | 6.44% | 66 months. Model year 2017. |
| up to 72 months | 6.54% | 72 months. Model year 2017. |
2018 Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.14% | Up to 48 months. Model year 2018. |
| up to 60 months | 6.24% | 60 months (or up to 60 months). Model year 2018. |
| up to 66 months | 6.34% | 66 months. Model year 2018. |
| up to 72 months | 6.44% | 72 months. Model year 2018. |
2019 Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.04% | Up to 48 months. Model year 2019. |
| up to 60 months | 6.14% | 60 months (or up to 60 months). Model year 2019. |
| up to 66 months | 6.24% | 66 months. Model year 2019. |
| up to 72 months | 6.34% | 72 months. Model year 2019. |
| up to 78 months | 6.44% | 78 months. Model year 2019. |
2020 Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.94% | Up to 48 months. Model year 2020. |
| up to 60 months | 6.04% | 60 months (or up to 60 months). Model year 2020. |
| up to 66 months | 6.14% | 66 months. Model year 2020. |
| up to 72 months | 6.14% | 72 months. Model year 2020. |
| up to 78 months | 6.34% | 78 months. Model year 2020. |
2021 Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.84% | Up to 48 months. Model year 2021. |
| up to 60 months | 5.94% | 60 months (or up to 60 months). Model year 2021. |
| up to 66 months | 6.04% | 66 months. Model year 2021. |
| up to 72 months | 6.14% | 72 months. Model year 2021. |
| up to 78 months | 6.14% | 78 months. Model year 2021. |
2022 Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.74% | Up to 48 months. Model year 2022. |
| up to 60 months | 5.84% | 60 months (or up to 60 months). Model year 2022. |
| up to 66 months | 5.94% | 66 months. Model year 2022. |
| up to 72 months | 5.94% | 72 months. Model year 2022. |
| up to 78 months | 6.04% | 78 months. Model year 2022. |
| up to 84 months | 6.04% | 84 months. Model year 2022. |
2023 Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.54% | Up to 48 months. Model year 2023. |
| up to 60 months | 5.64% | 60 months (or up to 60 months). Model year 2023. |
| up to 66 months | 5.74% | 66 months. Model year 2023. |
| up to 72 months | 5.84% | 72 months. Model year 2023. |
| up to 78 months | 5.94% | 78 months. Model year 2023. |
| up to 84 months | 6.04% | 84 months. Model year 2023. |
2024 & Newer Auto Loans
Rates based on credit, loan-to-value, term, and account relationships. Loan rates show the best rate and apply to those with an excellent credit rating. Membership Savings account is required to obtain Corda Credit Union products.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.34% | Up to 48 months. Rates as low as shown. |
| up to 60 months | 5.54% | 60 months. Rates as low as shown. |
| up to 66 months | 5.54% | 66 months. Rates as low as shown. |
| up to 72 months | 5.64% | 72 months. Rates as low as shown. |
| up to 78 months | 5.74% | 78 months. Rates as low as shown. |
| up to 84 months | 5.84% | 84 months. Rates as low as shown. |
Sources (1)
- cordacu.org/personal/auto-loans/new-used · captured Oct 5, 2026
Who can join Corda Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in one of 22 specified counties in Iowa are eligible to join.
Family and household
- Immediate family members of current members, including grandparents, parents, spouses, children, grandchildren, and siblings, are eligible to join.
Cost to join
- Opening an account requires a minimum deposit of $5 into a savings account.
Membership information collected October 4, 2026.