Credit union · NCUA insured
Corazo Credit Union Auto Loan Rates
Top CarrotCorazo Credit Union auto loans start at 4.84% APR for a new vehicle and 4.84% for a used one. Rates checked October 16, 2026.
How Corazo Credit Union’s auto loan rates compare
Compared with banks and credit unions near El Centro, CA, where Corazo Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Corazo Credit Union
4.84%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
New Autos
Lowest rate
Sun Community Federal Credit Union
4.74%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
- Discount
- None included
3rd-lowest rate
Bank of America
5.64%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Corazo Credit Union auto loan score
86
Auto loan score
Higher than 74% of U.S. banks and credit unions
- New vehicleNew4.84%
- Used vehicleUsed4.84%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Corazo Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
New autos are any vehicles of the current year, or previous year, with less than 7,500 miles. Financing available up to 135% of the purchase price including tax, license, GAP insurance, and Mechnical Repair Coverage (MRC).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
| up to 48 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
| up to 60 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
| up to 72 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
| up to 84 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
Sources (1)
- corazocu.com/loans/secured/auto · captured Oct 6, 2026
Used Autos
Used autos are any vehicles 2016-2026 (a 2026 model year car is considered used if it has more than 7,500 miles). Financing available up to 130% of the purchase price including tax, license, GAP insurance, and Mechnical Repair Coverage (MRC).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
| up to 48 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
| up to 60 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
| up to 72 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
| up to 84 months | 4.84% | APR as low as stated. Rates subject to change without notice. |
Sources (1)
- corazocu.com/loans/secured/auto · captured Oct 6, 2026
Who can join Corazo Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live, work, or worship in Imperial County.
- Membership is open to all who live, work, or worship in 14 cities in Riverside County (Banning, Beaumont, Blythe, Cathedral City, Coachella, Desert Hot Springs, Indian Wells, Indio, La Quinta, Palm Desert, Palm Springs, Rancho Mirage, Thermal, and Thousand Palms).
Membership information collected October 5, 2026.