Credit union · NCUA insured
Coosa Pines Federal Credit Union Credit Card Rates
Top CarrotCoosa Pines Federal Credit Union credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Coosa Pines Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where Coosa Pines Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Coosa Pines Federal Credit Union
9.95%APR
- Up to
- —
Coosa Pines VISA with UChoose Rewards
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Coosa Pines Federal Credit Union credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coosa Pines Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Coosa Pines VISA with UChoose Rewards
Fixed at 9.95%, 12.95%, or 15.95%, based on creditworthiness. Applies to purchases, balance transfers, and cash advances. No annual fees, no balance transfer fees, no cash advance fees. Membership and other requirements apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95% | None | Tier based on creditworthiness. Fixed rate applies to purchases, balance transfers, and cash advances. No balance transfer or cash advance fees. |
| Ongoing | 12.95% | None | Tier based on creditworthiness. Fixed rate applies to purchases, balance transfers, and cash advances. No balance transfer or cash advance fees. |
| Ongoing | 15.95% | None | Tier based on creditworthiness. Fixed rate applies to purchases, balance transfers, and cash advances. No balance transfer or cash advance fees. |
Sources (2)
All captured Oct 15, 2026
Who can join Coosa Pines Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in and businesses and other legal entities located within Clay, Coosa, Jefferson, Shelby, St. Clair, and Talladega Counties, Alabama are eligible for membership.
Employers and groups
- Employees of Coosa Pines Federal Credit Union are eligible for membership.
- Organizations of eligible persons are eligible for membership.
Family and household
- Immediate family members (including step and adoptive relationships) and household members of existing credit union members are eligible for membership regardless of residency.
Other ways
- Spouses of persons who died while within the field of membership of this credit union are eligible to join.
Cost to join
- Joining requires a minimum opening deposit of $5.00 to a share/savings account.
Membership information collected October 4, 2026.