Credit union · NCUA insured
Coosa Pines Federal Credit Union Auto Loan Rates
Top CarrotCoosa Pines Federal Credit Union auto loans start at 4.60% APR for a new vehicle and 4.60% for a used one. Rates checked October 22, 2026.
How Coosa Pines Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Birmingham, AL, where Coosa Pines Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Coosa Pines Federal Credit Union
4.60%APR
- Terms
- —
Auto Loans
Lowest rate
ASE Credit Union
2.99%APR
- Terms
- up to 84 months
2nd-lowest rate
AOD Federal Credit Union
2.74%APR
- Terms
- up to 75 months
Coosa Pines Federal Credit Union auto loan score
88
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.60%
- Used vehicleUsed4.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coosa Pines Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Applicants must be eligible for membership (open to Clay, Coosa, Jefferson, Shelby, St. Clair, and Talladega Counties) and meet standard underwriting requirements. Proof of full coverage insurance is required on all financed new or used automobiles until the loan is paid in full.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.60% | APR as low as 4.60%. |
Who can join Coosa Pines Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in and businesses and other legal entities located within Clay, Coosa, Jefferson, Shelby, St. Clair, and Talladega Counties, Alabama are eligible for membership.
Employers and groups
- Employees of Coosa Pines Federal Credit Union are eligible for membership.
- Organizations of eligible persons are eligible for membership.
Family and household
- Immediate family members (including step and adoptive relationships) and household members of existing credit union members are eligible for membership regardless of residency.
Other ways
- Spouses of persons who died while within the field of membership of this credit union are eligible to join.
Cost to join
- Joining requires a minimum opening deposit of $5.00 to a share/savings account.
Membership information collected October 4, 2026.