Credit union · NCUA insured
Consumers Professional Credit Union Auto Loan Rates
Consumers Professional Credit Union auto loans start at 5.30% APR for a new vehicle and 5.30% for a used one. Rates checked October 16, 2026.
How Consumers Professional Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lansing, MI, where Consumers Professional Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Consumers Professional Credit Union
5.30%APR
- Terms
- up to 60 months
- Up to
- 6.55% APR
Auto Loans
Lowest rate
CASE Credit Union
4.14%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
Journey Federal Credit Union
4.49%APR
- Terms
- —
- Up to
- —
Consumers Professional Credit Union auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew5.30%
- Used vehicleUsed5.30%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Consumers Professional Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
New Car, Motorcycle, Truck, Classics, Auto-Up. Terms up to 96 months. No discounts on the interest rate if an Auto-Up Loan. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.55%–5.05% | Credit score 580-800; best credit required for lowest rate |
| up to 36 months | 4.80%–5.80% | Credit score 580-800; best credit required for lowest rate |
| up to 48 months | 5.05%–6.30% | Credit score 580-800; best credit required for lowest rate |
| up to 60 months | 5.30%–6.55% | Credit score 580-800; best credit required for lowest rate |
| up to 72 months | 5.55%–7.05% | Credit score 580-800; best credit required for lowest rate |
| up to 84 months | 6.15%–7.65% | Credit score 580-800; best credit required for lowest rate; 10% down payment may be required on 84 months loans |
Sources (1)
- cpcu.co/loans-and-credit-cards/auto-loans · captured Oct 5, 2026
Lease Look-Alike
Lease type payment for used cars with title in borrower's name. Annual mileage limit of 15,000 miles; excess mileage fee may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.05% | Based on 620-699 credit score; 15,000 annual mileage limit |
Sources (1)
- cpcu.co/loans-and-credit-cards…o-loans/lease-look-alike · captured Oct 5, 2026
Who can join Consumers Professional Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in one of the served counties are eligible for membership.
Membership information collected October 5, 2026.