Credit union · NCUA insured
Consumer's Federal Credit Union Savings Rates
Top CarrotConsumer's Federal Credit Union’s best savings rate is 1.01% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How Consumer's Federal Credit Union’s savings rates compare
Compared with banks and credit unions in South Dakota, where Consumer's Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Consumer's Federal Credit Union
1.01%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $101
Share Savings
Top rate
ONE AMERICAN BANK
3.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Highmark Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Consumer's Federal Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.01%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Consumer's Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
1.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.01% | $101 |
Share Draft Account
0.50%APY
Approved by the Board of Directors on October 19, 2023.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upMin. $5,000 balance required for stated rate.$5,000 and up | 0.50% | $50 | Min. $5,000 balance required for stated rate. |
Special-purpose accounts
Youth Savers (Peewee Penguin)
2.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.01% | $201 |
IRA’s
1.76%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.76% | $176 |
Christmas Club
1.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.50% | $150 |
Who can join Consumer's Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.