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Credit union · NCUA insured

Consumers Credit Union Credit Card Rates

Top Carrot, Carrot Score 87Top Carrot

Consumers Credit Union credit cards start at 14.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Consumers Credit Union’s credit card rates compare

Compared with banks and credit unions near Chicago, IL-IN, where Consumers Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Consumers Credit Union credit card score

62

Credit card score

Higher than 6% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR14.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Consumers Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Consumers Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Open to anyone

  • Anyone can join Consumers Credit Union by joining the Consumers Cooperative Association.

Cost to join

  • Joining the Consumers Cooperative Association requires a one-time $5.00 membership fee, which CCU reimburses (reimbursement does not apply to indirect members and those who join to refinance a loan).

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Consumers Credit Union overview