Credit union · NCUA insured
Consolidated Community Credit Union Auto Loan Rates
Consolidated Community Credit Union auto loans start at 5.24% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Consolidated Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Portland, OR-WA, where Consolidated Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Consolidated Community Credit Union
5.24%APR
- Terms
- 61–72 months
- Up to
- —
New autos
Lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
Consolidated Community Credit Union auto loan score
75
Auto loan score
Higher than 38% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Consolidated Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic autos
Payment example is based on a $15,000 loan. All loans subject to credit approval. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.24% | Payment example is based on a $15,000 loan ($251.00/month). |
Sources (1)
- consolidatedccu.com/auto-loan · captured Oct 3, 2026
New autos
All vehicle models 4 years old and newer are considered new autos. All loans subject to credit approval. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24% | Payment example is based on a $15,000 loan ($452.00/month). |
| 37–48 months | 5.24% | Payment example is based on a $15,000 loan ($348.00/month). |
| 49–60 months | 5.24% | Payment example is based on a $15,000 loan ($285.00/month). |
| 61–72 months | 5.24% | Payment example is based on a $15,000 loan ($244.00/month). |
| 73–84 months | 5.49% | Payment example is based on a $15,000 loan ($216.00/month). |
Sources (1)
- consolidatedccu.com/auto-loan · captured Oct 3, 2026
Used autos
All vehicle models 5 years old or older are considered used autos. Maximum mileage is 100,000. Vehicles with more than 100,000 miles or older than 8 model years add 1.00% to rate. All loans subject to credit approval. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | Payment example is based on a $15,000 loan ($453.00/month). |
| 37–48 months | 5.49% | Payment example is based on a $15,000 loan ($349.00/month). |
| 49–60 months | 5.49% | Payment example is based on a $15,000 loan ($287.00/month). |
| 61–72 months | 5.74% | Payment example is based on a $15,000 loan ($247.00/month). |
Sources (1)
- consolidatedccu.com/auto-loan · captured Oct 3, 2026
Who can join Consolidated Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, own a business, or go to school in Clackamas, Clark, Columbia, Hood River, Multnomah, Skamania, Washington, or Yamhill counties.
Employers and groups
- Employees of companies headquartered in an eligible county (Clackamas, Clark, Columbia, Hood River, Multnomah, Skamania, Washington, or Yamhill).
- Employees, retirees, and family members of Providence Health & Services.
- Members, employees, retirees, or family members of the United Domestic Workers (UDW) Labor Union.
Family and household
- Relatives of current CCCU members.
Cost to join
- A $5 initial deposit and maintained minimum balance in a primary savings account.
Membership information collected October 4, 2026.