Credit union · NCUA insured
Connects FCU Credit Card Rates
Connects FCU credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Connects FCU’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where Connects FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Connects FCU
10.99%APR
- Up to
- —
Platinum VISA® Credit Card
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Up to
- 16.99% APR
2nd-lowest rate
FirePolice CU
7.90%APR
- Up to
- —
Connects FCU credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Connects FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum VISA® Credit Card
No annual fee, no application fee, no cash advance fee, no balance transfer fee. Discounts do not apply to VISA Credit Cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Annual Percentage Rate for purchases. Grace period for repayment of balance for purchases is 25 days before finance charge is imposed. Balance computed using Average Daily Balance (including new purchases). Minimum finance charge: None. Transaction fee for purchases: None. |
| Ongoing | 5.99% | None | APR for Cash Advances. Finance charges imposed beginning on day of cash advance. No cash advance fee. |
Sources (4)
- connectsfcu.org/loan-rates
- connectsfcu.org/loans-mortgages
- connectsfcu.org/credit-card
- connectsfcu.org/disclosures-and-forms
All captured Oct 4, 2026
Who can join Connects FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, volunteers, or regularly conducts business in the Greater Richmond Community (City of Richmond, Chesterfield County, Hanover County, or Henrico County) is eligible to join.
Employers and groups
- Employees of companies in the Greater Richmond area that offer Connects FCU as a company benefit are eligible for membership privileges.
Family and household
- Immediate family members of current members are eligible to join.
Cost to join
- Opening a share account requires a minimum initial deposit of $5.00.
Membership information collected October 4, 2026.