Credit union · NCUA insured
Connect Credit Union Credit Card Rates
Top CarrotConnect Credit Union credit cards start at 9.49% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Connect Credit Union’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where Connect Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Connect Credit Union
9.49%APR
Platinum Mastercard
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
Connect Credit Union credit card score
87
Credit card score
Higher than 80% of U.S. banks and credit unions
- Purchase APRPurchase APR9.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Connect Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
Available to eligible members across Florida (including Fort Lauderdale, Miami, Stuart, Broward County, Miami-Dade County, and Martin County). Membership and credit approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.49% | None | Rates as low as 9.49% APR based on the term and individual's creditworthiness. Subject to credit approval. No annual fee. Interest-free grace period on purchases. |
Platinum Rewards Mastercard
Available to eligible members across Florida (including Fort Lauderdale, Miami, Stuart, Broward County, Miami-Dade County, and Martin County). Membership and credit approval required. Earn points on every purchase.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.49% | None | Rates as low as 10.49% APR based on the term and individual's creditworthiness. Subject to credit approval. No annual fee. Earn reward points on purchases. Interest-free grace period on purchases. |
Sources (3)
- connectcu.org/rates
- connectcu.org/credit-cards
- connectcu.org/credit-cards/pla…s-mastercard-credit-card
All captured Oct 7, 2026
Secured Mastercard
Rates are subject to change and are based on the term and individual's creditworthiness. Connect Credit Union provides competitive rates for eligible members across Florida. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.49% | None | Rates as low as 9.49% APR based on the term and individual's creditworthiness. Subject to credit approval. |
Sources (1)
- connectcu.org/rates · captured Oct 7, 2026
Who can join Connect Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Brevard, Broward, Charlotte, Citrus, Collier, De Soto, Duval, Flagler, Glades, Hardee, Osceola, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Palm Beach, Pasc0, Pinellas, Polk, Sarasota, Seminole, St Johns, St Lucie, or Volusia County in Florida are eligible for membership.
Employers and groups
- Employees of Connect Credit Union are eligible for membership.
- Employees of firms who have a current contract with the Florida Department of Transportation are eligible for membership.
Military, government and schools
- Retirees of the Florida Department of Transportation are eligible for membership.
- Current employees of the State of Florida are eligible for membership.
Family and household
- Immediate family members of a current member of the Credit Union are eligible for membership.
Cost to join
- Membership requires opening and maintaining a Share Savings Account with a small deposit.
Membership information collected October 5, 2026.