Credit union · NCUA insured
Community Plus FCU Savings Rates
Community Plus FCU’s best savings rate is 0.05% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.
How Community Plus FCU’s savings rates compare
Compared with banks and credit unions near Champaign, IL, where Community Plus FCU has the most branches. $10,000, best rate first.
This credit union’s best
Community Plus FCU
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Share Savings Account
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
Bank of Rantoul
2.53%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $253
Community Plus FCU savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Plus FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.50% | — |
Sources (1)
- cplusfcu.org/financial-freedom-resources/rates · captured Oct 6, 2026
Share Savings Account
0.05%APY
Base of credit union membership. Dividends declared quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate declared for Dec 31, 2025; dividends are declared quarterly.Any balance | 0.05% | $5 | Rate declared for Dec 31, 2025; dividends are declared quarterly. |
Sources (2)
All captured Sep 17, 2026
Who can join Community Plus FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Champaign, Ford, or Piatt County.
Cost to join
- An initial deposit of $15 is required to open an account, with no application fee.
Membership information collected October 5, 2026.