Credit union · NCUA insured
Community Plus FCU
A $27.8M credit union headquartered in Rantoul, IL, with 3,596 members and 1 branch in Illinois. Best rates: savings 0.05% APY.
Community Plus FCU Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#13 of 21 in Champaign, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Plus FCU
Community Plus Federal Credit Union is a member-owned cooperative headquartered in Rantoul, Illinois, serving the Chanute base and Rantoul-Chanute community since 1943.
Originally founded by twelve civil service employees of Chanute Field to provide savings and borrowing services, it later transitioned from Rantoul-Chanute Community Credit Union and Credit Union Plus to a federal charter.
- Headquarters
- 526 E Champaign Ave, Rantoul, IL 61866-3005
- NCUA charter
- 24751
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Champaign, Ford, or Piatt County.
Cost to join
- An initial deposit of $15 is required to open an account, with no application fee.
Branches
1 branch in Illinois
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Illinois
1 branch
- Main BranchMain office526 E Champaign Ave, Rantoul, IL 61866Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.35% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.51% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.07% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $94 | $59 | — |
- CapitalNet worth ratio18.35%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.51%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.07%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$94Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Plus FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.