Bank · FDIC insured
Community National Bank Savings Rates
Community National Bank’s best savings rate is 2.00% APY, with its Premium Saver, with extra requirements. Rates checked October 16, 2026.
How Community National Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where Community National Bank has the most branches. $10,000, best rate first.
This bank’s best
Community National Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Premium Saver
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Saver
Up to 2.00%APY
Must be linked to a Reward Checking account (Real Rewards or Premium Checking). Limit of one Premium Saver account per social security number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Earned on balances up to and including $100,000 when linked Reward Checking account qualifications are met during a Monthly Qualification Cycle (at least 1 direct deposit/ACH credit or debit, at least 12 debit card purchases post and settle, and enrolled in e-statements). | 2.00% | $200 | Earned on balances up to and including $100,000 when linked Reward Checking account qualifications are met during a Monthly Qualification Cycle (at least 1 direct deposit/ACH credit or debit, at least 12 debit card purchases post and settle, and enrolled in e-statements). |
| Any balanceEarned on entire balance when linked Reward Checking account qualifications are not met during a Monthly Qualification Cycle. | 0.05% | $5 | Earned on entire balance when linked Reward Checking account qualifications are not met during a Monthly Qualification Cycle. |
| $100,000 and upBlended APY ranges from 2.00% to 1.25% on balances over $100,000 depending on balance. Earned on the portion of balance above $100,000 when linked Reward Checking account qualifications are met during a Monthly Qualification Cycle (at least 1 direct deposit/ACH credit or debit, at least 12 debit card purchases post and settle, and enrolled in e-statements). | 0.50% | — | Blended APY ranges from 2.00% to 1.25% on balances over $100,000 depending on balance. Earned on the portion of balance above $100,000 when linked Reward Checking account qualifications are met during a Monthly Qualification Cycle (at least 1 direct deposit/ACH credit or debit, at least 12 debit card purchases post and settle, and enrolled in e-statements). |
Sources (4)
- cnbmonmouth.com/accounts/premium-saver-disclosure
- cnbmonmouth.com/accounts/premium-saver
- cnbmonmouth.com/accounts/savings
- cnbmonmouth.com/accounts
All captured Sep 17, 2026
Opening an account
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