Bank · FDIC insured
Community Bank Savings Rates
A $5.1B bank, the 283rd largest of 4,207, headquartered in Flowood, MS, with 56 branches in 4 states.
How Community Bank’s savings rates compare
Compared with banks and credit unions in Mississippi, where Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Community Bank
0.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $25
Make Cents Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Navigator Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $325
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Make Cents Savings
0.25%APY
Must maintain an open checking account with an active Community Bank debit card to receive 5.00% quarterly savings match on rounded-up change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAPY is variable, credited quarterly. 5.00% match of deposited rounded-up difference credited quarterly.Any balance | 0.25% | $25 | APY is variable, credited quarterly. 5.00% match of deposited rounded-up difference credited quarterly. |
Sources (2)
- communitybank.net/personal-ban…ersonal-savings-accounts
- communitybank.net/personal-ban…ounts/make-cents-savings
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.05%APY · 1 term
Requires Community Bank checking account with draft to Christmas Club Account. Limit two accounts per customer. Early withdrawal penalty applies. Funds paid out at the end of the 12-month cycle in October.
| Term | APY · Up to $3,000 | APY · Over $3,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsPaid on daily collected balance greater than $3,000. Interest accrues on transferred funds during cycle and is credited at the end of the 12-month cycle. Overall APY ranges from 0.05% to 5.00% | — | 0.05% | 0.05% | $5 |
| 12 monthsPaid on daily collected balance up to $3,000. Interest accrues on transferred funds during cycle and is credited at the end of the 12-month cycle | 5.00% | — | —5.00% to $3k | — |
Sources (2)
- communitybank.net/personal-ban…ersonal-savings-accounts
- communitybank.net/personal-ban…-accounts/christmas-club
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.